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MORTGAGE GUIDE NEWS          ONLINE EDITION             Updated Quarterly   



The writing is concise; a little bit goes a long way. The content comes from years of dialoging with clients. There are 3 repeating themes: I. Where You Stand II. Where You Are Going III. How You Get There. Whether your FICO score is 800 or 490 the articles will initiate something new. I believe we all know someone who can use this kind of information, so please do share.

Mortgage news and trends are covered in a short opening section.
It's that simple. Thanks for giving me your valuable time. I hope you find this rewarding reading.


Here are the current and past issues.

September, 2007 Issue 6
Opening Article - Help Your Friedly Mortgage Originator Help You
I. Where Do You Stand? - You Are In Control Now
II. Where You Are Going - Get Plenty of Attention
III. How You Get There - Send Me An Email!


August 3, 2007 Issue 5
Opening Article - BIG CHANGES THAT EFFECT YOU - Repeat Performance
I. Where Do You Stand? - ...Know One Really Knows
II. Where You Are Going, (not "Where are you going?") - Maybe Backwards Financially Speaking!
III. How You Get There - Don't Go THERE! (In this case we are being swept off course, temporarily.)



May 5, 2007 Issue 4

I. Where Do You Stand - ...Is More Important Than Last Year!
II. Where You Are Going - Maybe Nowhere Now!
III. How You Get There - Nothing Really Changed.



March 1, 2007 Issue 3

SPECIAL EDITION:
The Mortgage Financing Industry is making it harder for new
borrowers to qualify for loans after all time foreclosure
rates set records over the last few months.
Low rates after 911 lead to a free-for-all among subprime
lenders who sold ARMS based on the super low Prime Rate in 2002,
2003, 2004 and 2005.



January 1, 2007 Issue 2

I. Are you Single? Can you get help to purchase?
II. What About New Construction Homes?
III. Is Your Plan In Writing?



November 1, 2006 Vol. 1

I. Refinancing, signs that it might make sense.
II. What does a plan look like?
III. Do you have a place to get organized?



To Your Success,

Joseph McCluskey
Independent Senior Mortgage Loan Consultant
Seattle, Washington joseph@biz-guide.com







You may have received this email because you and I have talked about mortgage lending on the phone or by email. If you have received this email in error or do not wish to receive this monthly update you can unsubscribe by sending an email to Joseph McCluskey at bizguide@comcast.net This email is CAN-SPAM compliant, you may contact us via postal mail at: 16614 32nd Ave NE, Lake Forest Park, WA 98155



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